Most of us never understand the corrupt angles of our society or the structures of how this system was built and why? However, I do realize it's only to benefit the rich and the corporations and they steal from consumers daily. Yet what most people see, is what they choose to believe with their eyes and never question it. The US Treasury sets up a "prepaid card" called Direct Express it's used for millions of people to collect their social security monies, and they use the Comerica Bank as the front guy and to provide the card, Comerica also "administers" this online banking, which I too believe Gov. owns the bank. Recently I was researching and came to find hundreds of people have been robbed over the years. As I read some of these articles I began to think of other situations I've known from people who encountered "Identity Theft" which is so common today and the window of opportunity is so available, let me entertain you of how criminal this US Gov really is.
If you go to the bank and make a withdrawal using your card you might have the ability to take out some money, only to find out later when walking into a bank to get the final balance, the "transaction is now declined" because Direct Express is the one responsible and the US Treasury since their the mother to it all. And now your balance shows 0 and it appears like you just withdrew your money when in fact the teller at CHASE BANK didn't give you a dime. Only to add insult to injury now CHASE Bank being the only witness to this FRAUD refuses to have your back and write a letter of some sort admitting there has been a "declined transaction". I have to confirm any bank "WILL NOT" provide any fax to Direct Express specifying the transaction was declined and no money was given. I strongly believe it is set up this way with intent because the Gov. knows the banks will not accommodate this request, so the person has to wait 10 days to see if the money returns back on to the card. If not a police report needs to be filed and proceeded with a lawsuit, just as these people have done here. Lawsuit against Direct Express. There are NUMEROUS lawsuits against Comerica Bank, Direct Express, and Social Security, US TREASURY IS RESPONSIBLE ALL ARE IN CAHOOTS TOGETHER FOR THIS FRAUD AND THEFT!
At this point, I now realize "ALL" are in cahoots with the false. Gov. with the THEFT and DECLINING OF TRANSACTIONS GAME!! Many people don't understand the info structure of the banking system or the "Federal Reserve" and no one knows who is running the FR these days. I assume all rich oligarchies. However, one entity has nothing to do with the other but, eventually, all these institutions fuck each other for common pleasure and to make a deal when they need a helping hand. Thousands of people have experienced this "theft" and it's not a cliche or by chance, it's done deliberately. These FRAUD DECLINED TRANSACTIONS I SPECULATE ARE NEEDED MAYBE FOR AN AUDIT (not sure) but at the expense of customers having their money stolen. This problem I experienced also with GoBank several years ago, another institution that can not be trusted. Once a person understands how to set up a "pre-paid" debt" business it's a "free fall" of theft!!
This is FRAUD because banks refuse to show declined transaction history, it's their way of covering their ass, especially if their intent is to steal money from you. Social Security is responsible as well since they refuse to help in any way, this entire banking system is so corrupt with theft. Look at Wells Fargo's reputation they have been busted so many times for Fraud and theft and they're still in business. It's hard to shoot the DEVIL, I guess. Years ago I used to use GoBank and I had all of the direct deposits going through, but when Covid happened is when I moved away from them because they continued to shut down the system on purpose and were locking my account all the time. The owner was stealing from people and later I saw him on YOUTUBE, I made some comments about his theft and he told YOUTUBE to take it down because he felt I was attacking him. You should be, you're A FUCKEN CRIMINAL getting away with stealing money from people. Direct Express isn't much different. Maybe I should contact DEVIL and make a request to have all those in charge of this fraud be cursed without any money, without any food, or they can't pay their bills. The cunts who work at Social Security talk a lot of shit and lie about patrons all the time on the system. There is not one fucken person at Social Security who is honest, these bitches are the biggest liars, and who is to say they aren't stealing information about numbers and addresses? They have access to everyone's information (another window of opportunity to IDENTITY THEFT). No one is going to know unless they are caught. Employees are the first to steal from people.
As for the owner, Uh no I was warning the public of his theft. And in addition to it, he was creating "false declined transactions" with companies I didn't know or had ever done business with. Yet those transactions would never show on the account. At one point customer service told me that "declined transactions" are done all the time on numerous accounts. So now I am convinced the banking Industry is filled with Fraud and Corruption, they are liars and steal money whenever they can from people. Calling "Direct Express" is a fucken joke, they take no responsibility, refuse to resolve the problem, or explain why it happened? CS I dealt with, one kid told me he would hang up on me and refused to say who he was but demanded my social security number (window of opportunity to steal pedigree information). The entire time I was listening to this prick someone was on the phone line listening to the call, just like today when I called again. I spoke to Ellie # 8122065 who refused to help, she said, I should look to God. Give me a fucken break, I replied GOD don't run the bingo, BITCH, the banking system does! I am so sick of dealing with such Insolence! The banking system has many tentacles and all of it is tied to this Gov, who commits FRAUD every day at the expense of the American people. DIRECT EXPRESS CAN'T BE TRUSTED THEY ARE THIEVES, SOCIAL SECURITY AND THE US TREASURY!!!!
Let me provide an update, I am now stuck having to wait to see if those funds go back into the account, in the meantime, I am at the mercy of having merchants wait to get their money to my accounts that need payment. This is how people get fucked. If you don't pay a bill on time what happens, you get canceled and no one cares nor do merchants want to wait, my insurance could be canceled, my storage could be hijacked, and anything will be the cause due to the effect of financial negligence all because Direct Express creating FRAUD DECLINED TRANSACTIONS, that will put the customer in the red. One last time I called and got Alice on the phone at Direct Express because it's random people every time you call, and this time the branch manager at Chase was listening on speaker. Alice tried to use the excuse this happened because I used the "app". I told her NO I DON'T, I don't use apps or my phone for financial matters, use a computer. I straight out told her "your making excuses", this is FRAUD and THEFT, WHITE COLLAR CRIMES! I have found numerous articles and know now hundreds of people and some lawsuits have proceeded because of this ongoing THEFT that this FUCKED UP Gov is allowing to happen.
UPDATE: As I continued to call daily this shit customer service I've learned a few things 1) payments are split into two, but you won't see them on your end as the patron. 2) There are levels of 1- regular lazy CS. Level 2 - places disputes but continues to refuse me any dispute this shit company will not allow me to make a dispute at all!!! Level 3- Supervisors who are just as ignorant and lazy with no accountability or responsibility!! Level 4 Fraud Department is Fraud in itself and NEVER answers the phones!! However, Clarrissa # 8122537 was kind enough to admit to me, guess who pays her paycheck? Social Security!!! Can you believe it, these mother fuckers give people a hard fucken time collecting their own money, especially before the age of 67 (retirement) and here they are paying these fucked up random ass-wads all over the USA in various states some sitting at home, others at a call center, being paid with taxpayers monies!!!
Ain't that grand! After going over a few things again I was denied to "dispute the transactions", the excuse is it's "pending" Who gives a fuck, this shouldn't be happening to begin with. Yet, Clarrissa said if it's a non-bank meaning retailer, the monies go bank for 7 to 8 days (I was told it was supposed to expire on the 8th) but no now I am being told the 11th, one excuse after another. Clarissa expressed she has seen monies go back onto the account by the 11th day, I'm worried if it doesn't, then the fucken police are refusing me a police report! As they are no better fucken scumbags who protect the rich assholes at the top. Dicking me around there is not a crime being committed and any other bullshit they can think of. I hate this fucken system, it's okay for large corporations to steal daily or online whores like Amy Taylor to use Paypal when they fuck over their own customers, but God forbid if any regular citizen farts in the wrong direction, "hang 'em", throw them in prison for drugs, or growing plants whatever. People are so fucken stupid and clueless to understand this entire shit system is FRAUD!!!!!! When I mentioned to Clarrissa the bullshit Alice told me another CS I got her to say that the dollar amounts have an authorization of GXLZYX and both have the same reference number of #406100523656. Then I asked her who pays your check? Answer Social Security. Is there an address for Direct Express, she didn't want to say because every employer has to have an Employer TaX ID NUMBER. This is interesting after I read this case, no one could find out where exactly the address is to Direct Express, where the headquarters is, it's like a Ghost, it doesn't exist it is everywhere and nowhere, It is Social Security and the Treasury and Comerica Bank all rolled into one! That's where it is.
AVOID USING DIRECT EXPRESS, IF YOU HAVE A HOME USE A TRADITIONAL BANK BUT KEEP YOUR DEPOSIT SEPARATE FROM ALL OTHER TRANSACTIONS, THE MINUTE YOUR MONEY HITS, WITHDRAW ALL CASH IMMEDIATELY SO SOCIAL SECURITY CAN'T SEE YOUR BILLS OR ANY OTHER TRANSACTIONS YOU MAKE. IT'S NONE OF THEIR BUSINESS. PLUS YOU CAN'T TRUST ANY BANK I'M SERIOUS AND THEY COULD SHUT DOWN FOR ANY REASON AND WILL NOT GIVE PEOPLE THEIR MONEY ESPECIALLY IF YOU TELL THEM YOU HAVE IDENTITY THEFT. NEVER TELL A BANK THIS HAS HAPPENED TO YOU, THEY WILL SEIZE YOUR MONEY AND FREEZE THE ACCOUNT YOU WILL NEVER GET IT BACK!!!
IF YOU HAVE TO USE A COMMERICAL ADDRESS FOR WHATEVER REASON, BANKS WON'T ACCEPT IT, SO USE THE CASH APP OR FIND ANOTHER PREPAID BANK CARD TO USE ALL BANKS THESE DAYS ACCEPT DIRECT DEPOSIT, BUT AGAIN KEEP YOUR TRANSACTIONS SEPARATE, YOU DON'T WANT SOCIAL SECURITY SEEING YOUR BUSINESS OR TRANSACTIONS. THEY TOO WILL FUCK YOU OVER. IF YOU USE A COMMERCIAL ADDRESS MAKE SURE IT APPEARS LIKE A HOME ADDRESS FOR EXAMPLE 12345 CEDAR WAY LASSEN, CA 90258 NOT A P.O. BOX CRAP. DMV DOESN'T CARE IF YOU USE A COMMERCIAL ADDRESS, IT CAN BE ON YOUR STATE LICENSE, IT'S ONLY THE BANKS AND CAR INSURANCE WHO MAKE A BIG DEAL ABOUT IT AND WON'T ACCEPT IT, BUT THERE ARE WAYS TO WORK AROUND THE INSURANCE COMPANIES. CHASE BANK EMPLOYEE ADMITTED TO ME BANKS PUSH FOR "DECLINED TRANSACTIONS" ITS A HAVE TOO. ITS FRAUD!
